SBI Mortgage is Japan's first mortgage bank broker (a financial institution that specializes in using securitization to acquire funds to offer housing loans). SBI Mortgage created a long-term, fixed-interest rate housing loan product, which was believed to be impossible by a private enterprise, by employing a new concept of securitizing the loans and ensuring thoroughly low-cost operations.
SBI Mortgage has made alliances with financial institutions to meet various customers' needs, such as offering consulting services for comparison with loan products offerd by other loan companies.
Also, SBI Mortgage is expanding its housing loan shops nationwide through the housing loan shop agency system.

To meet customers' various needs, CEM Corporation evaluates objective value of real estates, and operates the real estate secured loan business for individual and corporate customers, The objective is to meet a wide range of customers' needs, utilizing financial and real estate expertise.