SBI Sumishin Net Bank is an Internet bank jointly established, as an innovative customer-oriented new bank, by SBI Holdings and Sumitomo Mitsui Trust Bank.
Since the establishment in September 2007, we have been working to offer an “Internet full-banking business that provides easier-to-use and more competitive products and services than any of our competitors, 24 hours a day and 365 days a year”. As a result, both the number of customer accounts and deposit balance have grown steadily, surpassing 1.5 million and 2.5 trillion yen (as of December 2012), respectively. Also, the cumulative total of housing loans exceeded 1.2 trillion yen in December 2012. In services, a large number of customers are utilizing our special smartphone applications for use with yen deposits, foreign currency deposits, and foreign exchange.
A trend to seek for “more convenient and advantageous” conditions using the Internet will accelerate. In light of these customer needs, we are filling out our lineup of products and services including a variety of deposit transactions in yen and foreign currencies, various investment products offered through financial instrument intermediaries, funds settlement services, and home mortgage and credit card loans, as we focus our energy on building an environment for easy-to-use and secure trading from major enhancement of smartphone-compatible trading and further strengthening of security.
We are not bound to the existing frame of an Internet bank. We will offer, in coordination with the SBI Group and Sumitomo Mitsui Trust Bank, a wide variety of finance-related services in response to various needs of customers.
