Since its establishment as Japan’s first mortgage bank (*1) in 2001, SBI Mortgage has offered services including the industry’s bottom level “All term fixed-rate housing loan”. The services are used by a large number of customers. The housing loan outstanding is over 1.3 trillion yen (*2) as of the end of September 2012.
While we have performed operations mainly in Internet-based direct sales so far, we are now focusing on expansion of face-to-face sales channels such as SBI Housing Loan shops / SBI MONEY PLAZA. And there are more than 125 shops nationwide as of the end of December 2012. Deployment of bricks-and-mortar shops will provide consulting services not sufficient in the Internet-based services and wide range of services including application and contract procedures on a face-to-face basis.
As a leading company of mortgage banking, SBI Mortgage makes efforts to develop commodities from the customers’ standpoint and aims to keep providing housing loans at the lowest level interest rate in the industry as well as offering housing loans tailored to the needs of each customer.
*1 Financial institution specialized in housing loans through securitization as fund procurement means.
*2 Includes loans with consigned debt collection service after assignment of obligation.
