SBI LY HOUR BANK is a commercial bank that originated from LY HOUR Microfinance Institution PLC (LY HOUR Microfinance), which operated microfinance businesses in Cambodia, and acquired by the SBI Group in November 2019. After obtaining a commercial bank license from the National Bank of Cambodia in March 2020, the bank has developed its business mainly with small loans for the retail sector. In October 2025, it became a wholly-owned subsidiary of the SBI Group.
SBI Group operates financial businesses in Cambodia through SBI Royal Securities, the only Japanese securities firm in the country, and LY HOUR SBI Insurance, a joint venture with the LY HOUR Group.
SBI Group will leverage its expertise in online financial services—cultivated as a pioneer in fintech—to develop an advanced banking business that harnesses synergies across its group companies. This will enable the bank to not only provide highly beneficial financial services to customers but also contribute to the further development of the Cambodian economy.
