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Shinsei Financial

Card Loan and Credit Guarantee Businesses

Shinsei Financial

Shinsei Financial provides personal loan services as a member company of the Shinsei Bank Group. The company also offers its expertise and IT systems to regional financial institutions which have credit guarantee tie-up relationships with Shinsei Bank, and we assist them in expanding their personal loan businesses with the aim of developing products that further satisfy their customers' needs and exercising their finely-tuned credit management.

We provide customer-centric services by utilizing the company's high quality customer research and product development expertise, its process management technologies developed through experience, and state-of-the-art IT. Furthermore, we keep a focus on strong compliance awareness and internal control frameworks as an essential part of day to day activities of our employees.

Corporate Profile

Company name Shinsei Financial Co., Ltd.
Principal business Retail loan services
Representative Tadashi Wachi
Location Sumitomo Real Estate Akihabara Building,
Sotokanda 3-12-8, Chiyoda-ku, Tokyo
Date of establishment June 3, 1991
Paid-in capital 100 million yen (as of March 31, 2021)
Shareholders * SBI Group 100% (as of the end of December 2021)

* Ownership percentage is based on voting rights. SBI Group's shareholding percentage corresponds to a total percentage based on the IFRS criteria for subsidiary companies and subsidiary funds of the Group.

(As of March 31, 2024)

Corporate Information & SBI Group