（Millions of Yen）
| Fiscal Year ended 31 March 2024 |
Fiscal Year ended 31 March 2025 |
|
|---|---|---|
| Net cash from (used in) operating activities | 1,345,740 | 1,508,745 |
| Net cash (used in) from investing activities | (65,116) | (1,060,455) |
| Net cash from financing activities | 29,172 | 445,892 |
| Net (decrease) increase in cash and cash equivalents | 1,309,796 | 894,182 |
| Cash and cash equivalents at the beginning of the year | 3,200,916 | 4,580,335 |
| Effect of changes in exchange rate on cash and cash equivalents | 69,623 | 26,031 |
| Cash and cash equivalents at the end of the year | 4,580,335 | 5,500,548 |
* Amounts are rounded off to the nearest million Japanese yen.
Cash Flow Status
Analysis of Financial Conditions for the Fiscal Year
As at March 31, 2025, total assets amounted to ¥32,113,430 million and increased by ¥4,974,039 million from total assets of ¥27,139,391 million as at March 31, 2024. The Group’s equity decreased by ¥143,553 million to ¥1,763,793 million from the fiscal year ended March 31, 2024. As at March 31, 2025, the Group’s cash and cash equivalents amounted to ¥5,500,548 million and increased by ¥920,213 million from that of ¥4,580,335 million as at March 31, 2024.
Operating Cash Flows
Cash flows from operating activities amounted to ¥1,508,745 million in net cash inflows (¥1,345,740 million in net cash inflows for the year ended March 31, 2024). The net cash inflows were primarily due to a ¥2,928,372 million cash inflow from an increase in customer deposits for banking business and a ¥556,359 million cash inflow from an increase in bonds and loans payable in banking business, despite a ¥ 2,119,633 million cash outflow from an increase in trade and other accounts receivables.
Investing Cash Flows
Cash flows from investing activities amounted to ¥1,060,455 million in net cash outflows (¥65,116 million in net cash outflows for the year ended March 31, 2024). The net cash outflows were primarily due to a ¥2,589,620 million cash outflow from a purchase of investment securities, despite a ¥1,413,476 million cash inflow from proceeds from sales or redemption of investment securities.
Financing Cash Flows
Cash flows from financing activities amounted to ¥445,892 million in net cash inflows (¥29,172 million in net cash inflows for the year ended March 31, 2024). The net cash inflows were primarily due to a ¥3,682,052 million cash inflow from proceeds from issuance of bonds payable and a ¥310,178 million cash inflow from an decrease in short term loans payable, despite a ¥3,311,115 million cash outflow from a redemption of bonds payable and a ¥176,157 million cash outflow from repayment of long-term loans payable.
