（Millions of Yen）
| Fiscal Year ended 31 March 2023 |
Fiscal Year ended 31 March 2024 |
|
|---|---|---|
| Net cash from (used in) operating activities | 960,743 | 1,345,740 |
| Net cash (used in) from investing activities | (1,075,054) | (65,116) |
| Net cash from financing activities | 810,425 | 29,172 |
| Net (decrease) increase in cash and cash equivalents | 696,114 | 1,309,796 |
| Cash and cash equivalents at the beginning of the year | 2,499,370 | 3,200,916 |
| Effect of changes in exchange rate on cash and cash equivalents | 5,432 | 69,623 |
| Cash and cash equivalents at the end of the year | 3,200,916 | 4,580,335 |
* Amounts are rounded off to the nearest million Japanese yen.
Cash Flow Status
Analysis of Financial Conditions for the Fiscal Year
As at March 31, 2024, total assets amounted to ¥27,209,391 million and increased by ¥4,907,416 million from total assets of ¥22,301,975 million as at March 31, 2023. The Group’s equity increased by ¥155,364 million to ¥1,907,346 million from the fiscal year ended March 31, 2023. As at March 31, 2024, the Group’s cash and cash equivalents amounted to ¥4,580,335 million and increased by ¥1,379,419 million from that of ¥3,200,916 million as at March 31, 2023.
Operating Cash Flows
Cash flows from operating activities amounted to ¥1,345,740 million in net cash inflows (¥960,743 million in net cash inflows for the year ended March 31, 2023). The net cash inflows were primarily due to a ¥1,397,222 million cash inflow from an increase in customer deposits for banking business and a ¥748,701 million cash inflow from an increase in bonds and loans payable in banking business, despite a ¥1,006,261 million cash outflow from an increase in trade and other accounts receivables.
Investing Cash Flows
Cash flows from investing activities amounted to ¥65,116 million in net cash outflows (¥1,075,054 million in net cash outflows for the year ended March 31, 2023). The net cash outflows were primarily due to a ¥1,834,145 million cash outflow from a purchase of investment securities, despite a ¥1,843,947 million cash inflow from proceeds from sales or redemption of investment securities.
Financing Cash Flows
Cash flows from financing activities amounted to ¥29,172 million in net cash inflows (¥810,425 million in net cash inflows for the year ended March 31, 2023). The net cash inflows were primarily due to a ¥2,098,864 million cash inflow from proceeds from issuance of bonds payable, despite a ¥1,747,111 million cash outflow from a redemption of bonds payable, a ¥157,131 million cash outflow from repayment of long-term loans payable, and a ¥146,991 million cash outflow from an increase in short term loans payable.
