Dividends

The Company’s basic shareholder return policy is a total shareholder return amount, which is the sum of dividend payouts and share buybacks, of approximately 30% of the profit before income tax expense attributable to Financial Services Business excluding extraordinary factors such as gain on sales of subsidiaries’stocks, for the time being.

Furthermore, with a minimum annual dividend of JPY 10 per share, the annual dividend is to be decided after a comprehensive consideration of the appropriate level of internal reserves required for sustained growth, along with a consideration for the ongoing business performance.

Based on the profit level of the Financial Services Business in the consolidated results for the third quarter of the fiscal year ending March 31, 2024, which the Company announced today, as well as the market trends since January of this year, the Company has decided the forecast of the ordinary dividend at the end of this fiscal year to be JPY 120 per share. In addition, the Company plans to implement a commemorative dividend of JPY 10 per share in celebration of the Company’s 25th anniversary. As a result, the forecast for the dividend of surplus (year-end dividend) with the record date of March 31, 2024, is to be JPY 130 per share in total. Together with the interim dividend of JPY 30 per share with the record date of September 30, 2023, the Company anticipates the annual dividend for the current fiscal year to be JPY 160 per share, an increase of JPY 10 compared to the previous fiscal year.

Notice Regarding Revision to Dividend Forecast and Implementation of the 25th Anniversary Commemorative Dividend (February 7)

* SBI Holdings, Inc. executed a split of its shares at a ratio of 10 shares to 1 shares on October 1, 2012.